ACH Services

ACH Services allow you to create transactions using the Federal Reserve’s Automated Clearinghouse (ACH)  to economically transfer funds between banks.

Cornerstone’s ACH system can be used for business-to-business payments, consumer debits and direct deposit.

Business to Business Payments

This Payment Method Allows for Collections and Disbursement of Funds and Information between Businesses

• Minimizes Time Writing Checks and Reconciling Accounts
• Improves Control Over Disbursements
• Improves the Management of Your Cash
• Optional Addenda Files can be Attached with Payment Details 

Consumer Debits

Where Your Business Account is Credited and the Clients’ Account is Debited

• Improves Receivables
• Reduces Second Notices and Collection Work
• Eliminates Postage, Envelopes and Other Administrative Expenses
• Lessens the Time Spent Processing Remittance and Billing Information
• Provides a Convenient Payment Option for Your Clients

Direct Deposit

Never Write a Payroll Check Again!

• Paychecks are Never Lost or Stolen 
• Increases Reliability and Security
• Provides Your Employees with Convenience and Availability of Funds
• Direct Deposit Can Also be Used for Employee Reimbursements, Annual Bonuses
  and Commission Payments